FEES AND INSURANCE COVERAGE

For treatments that are reimbursed by health insurance, a referral from your general practitioner and a diagnosis are required. This means that you and your GP first discuss whether there are indications for a diagnosis. If the GP provides a referral letter, the intake consultation will in any case be covered. During the intake, I assess whether your complaints qualify for reimbursement of psychological care (i.e., whether there is a reimbursable DSM-5 disorder).

An example of non-insured care is Adjustment Disorder (often referred to as “burnout”). If there is no co-occurring condition such as Depressive Disorder or Anxiety Disorder, this diagnosis is generally not reimbursed by health insurance.

 

My practice is currently in its start-up phase and is in the process of negotiating contracts. The aim is to reach agreements with as many health insurers as possible so that treatment can be fully reimbursed for most clients. For the most up-to-date overview of insurers and applicable rates, please check the bottom of this page or contact your health insurer. Please also remember that the mandatory deductible applies. In 2026, the compulsory deductible in the Netherlands is €385 for everyone aged 18 and older.

 

Healthcare Performance Model

The practice offers short-term, general psychological care for people with mild to moderate mental health problems. During the intake, we discuss the expected duration of treatment, which depends on factors such as diagnosis, severity of symptoms, and personal circumstances. We also determine whether your complaints fall under insured care.

Treatment consists of different components such as intake consultations, diagnostic consultations, and treatment consultations. In the Dutch Healthcare Performance Model (Zorgprestatiemodel), these components are referred to as care performances. On the invoice, usually sent about a month after the consultation, you can see exactly which care you received and the associated costs.

 

In addition, the therapist records a care demand type, which is used when drawing up your treatment plan. This category provides insight into your care needs but does not determine the price of the treatment; the care performances do. If necessary, the care demand type may be reassessed and adjusted during the treatment, which will also be reflected on the invoice.

 

Cancelling or Rescheduling

Appointments can be cancelled or rescheduled free of charge up to 24 hours in advance. Within 24 hours, a €70 fee will be charged for the reserved time. This amount is not reimbursed by health insurance.

If you are unable to cancel in time, we can see whether the appointment can be converted into a telephone or online session.

 

Continuity of Treatment

Psychological treatment requires commitment, time, and regularity. The process works best when appointments can take place consistently.

If you notice that you temporarily do not have enough time or energy to follow the treatment properly, it may sometimes be better to pause. When appointments have to be cancelled or rescheduled frequently, we will discuss together what is appropriate. In some cases, it may be helpful to temporarily conclude the treatment. You can re-register within one year without a new referral, and you will then receive priority on the waiting list.

 

Contracted Health Insurers

DSW, Stad Holland, inTwente
Caresq, Aevitae, Eucare, Care4life

a.s.r.

Menzis, Anderzorg, VinkVink

Zilveren Kruis, De Friesland, FBTO, Interpolis, De Christelijke Zorgverzekeraar, ZieZo

 

Treatment Rates 2026

Rates are determined by the Dutch Healthcare Authority (NZa). The most commonly used rates are listed below. A full overview is available via the NZa. Kennemerduinen Psychologie charges 80%–100% of these rates, depending on the contract agreements with your health insurer.

The invoice is submitted to your health insurer after the consultation, who will reimburse the practice directly.

 

Pre-intake

Diagnostic consultation 15 minutes            €74.62

 

Intake / Assessment

Diagnostic consultation 60 minutes            €200.99
Diagnostic consultation 75 minutes            €245.04
Diagnostic consultation 90 minutes            €300.39
Diagnostic consultation 120 minutes          €416.55

 

Treatment

E-health 5 minutes                                          €34.06
E-health minutes                                             €61.33
Treatment 45 minutes                                    €149.82
Treatment 60 minutes                                    €177.89
Treatment 75 minutes                                    €218.98
Treatment 90 minutes                                    €267.52

 

Interprofessional Consultation

Short >5 minutes                                            €32.50
Long >15 minutes                                           €93.60

 

Non-Contracted Care

If you are insured with a provider with whom I do not have a contract, I'll ask you to pay after the session using a QR-code and you will receive the invoice for your treatment via secure email. You can submit the latter to your health insurer yourself. The amount reimbursed depends on your insurer and the type of policy you have.

For non-contracted care, I apply the NZa rates listed above. I recommend checking with your insurer about reimbursement possibilities before starting treatment.

 

Non-Reimbursed Care

For care that is not covered by basic health insurance, the NZa rate for the service “non-basic package consultation” applies: €36.50 per 15 minutes. For a 60-minute session, this amounts to €182.50 (60 minutes consultation plus 15 minutes preparation/reporting).